Before you start investing, first determine (1) what is the purpose of your investment and (2) when must the investment mature and (3) must it be a short term, medium term or long term  investment.

 

It is advisable that you have all 3 in place on the same time.

 

Short Term Investment options that is available:

 

1. Unit Trusts (Collective Investments)

2. Shares

 

 

1. 5,10,15, 20 or inbetween Endowment options.

2 Unit Trusts (Collective Investments)

3. Shares

 

 

1. Retirement Annuities Click here for more information...

2. Unit Trusts

 

 

When investing in Lump sums you need to determine the need.

 

1. Will you make a withdrawal from it soon.

2. Do you want to earn a income from it

3. Do you want it to grow it for later use.

 

 

A preserver is used when you resign from you current employer, but you want to save your pension or provident fund money till the day that you retire.

When you invest into a preserver you do not pay income tax when you resign but when you withdraw money from your preserver or current pension fund you will pay tax.

 

For more information about Lump sum investments or Preservers please contact us for the right advice, becuase of its influancing factors.